11/22/2023 0 Comments One credit report per yearThese are the three major reporting agencies.Īlternatively, you can request the reports by calling 1-87. At, you can get reports from each of Equifax, Experian, and TransUnion. Just go to the federally authorized website. Obtaining your free credit report is easy. The Fair and Accurate Credit Transactions Act of 2003 (FACTA), provides you with the right to view your credit report from each of the three major credit bureaus for free once every 12 months. You can obtain your credit report for free.That will save you time when you decide to apply for a loan since you won’t have to review and potentially dispute errors when your loan application is under review, and you will not have to potentially pay excessive interest as a result. By reviewing all three of your credit reports at least once per year, you can ensure your credit stays protected continuously.
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